Banja Liner Bomber W -takki

I've been wearing this on 40-degree mornings with just a tee underneath and it's plenty warm. The cropped cut hits right at the waist so it doesn't bunch up over jeans, and the ribbed hem keeps the shape. Soft nylon too, not that crinkly stuff.

The quilting is light enough that I can wear this over just a tee and still not overheat indoors. The cropped bomber cut hits right at the waist, so it layers under my longer coats without bunching up.

I've worn this thing almost daily since it arrived. The light quilting keeps me warm on chilly mornings without feeling bulky, and the nylon has a softness I didn't expect from a bomber. Layers perfectly over a hoodie too.